Investment Objective
The Fund seeks to provide capital growth over the medium to long-term investment horizon.

Risk Profile
High.

Investor Profile
Targeted for high-risk investors looking to invest in Shariah-compliant equities and equity-related assets with good growth and high return potential.

Investment Strategy and Approach
This is a feeder fund that invest 100% of its assets in Principal DALI Equity Growth Fund (formerly known as CIMB Islamic DALI Equity Growth Fund) (Target Fund), managed by Principal Asset Management Berhad (formerly known as CIMB-Principal Asset Management Berhad).

Asset Allocation
The Asset Allocation of the Target Fund may vary depending on the Fund Manager’s outlook and in the event of unfavourable market conditions, which will be positioned to benefit from potential capital growth and preserving the unit holder’s investment returns.

Investment Objective
The Fund aims to provide a stable income and potential capital appreciation over the medium to long-term investment horizon.

Risk Profile
Moderate to high.

Investor Profile
Suitable for investors with preference of regular income as well as higher-than-deposits return generated from dividend-yielding Shariah-compliant equities and fixed income instruments.

Investment Strategy and Approach
This is a feeder fund that invest 100% of its assets in Principal Islamic Lifetime Balanced Growth Fund (formerly known as CIMB Islamic Balanced Growth Fund) (Target Fund), managed by Principal Asset Management Berhad (formerly known as CIMB-Principal Asset Management Berhad).

Asset Allocation
The Asset Allocation of the Target Fund may vary depending on the Fund Manager’s outlook and in the event of unfavourable market conditions, which will be positioned to benefit from potential capital growth and preserving the unit holder’s investment returns.

Investment Objective
The Fund aims to provide a stable level of income.

Risk Profile
Low to moderate.

Investor Profile
Designed for investors who seek consistent and stable income distribution from Shariah-compliant fixed-income instruments such as Sukuk.

Investment Strategy and Approach
Primarily invest in Islamic debt securities with minimum AA-rated Sukuk and short-term Islamic money market instruments. Small portion will be invested in dividend-yielding Shariah-compliant equities.

Asset Allocation
The Asset Allocation of the Zurich Takaful Shariah Funds may vary depending on the Fund Manager’s outlook and in the event of unfavourable market conditions, which will be positioned to benefit from potential capital growth and preserving the unit holder’s investment returns.

Investment Objective
The Fund aims to generate potential capital appreciation over the medium to long-term investment horizon given the flexibility of the asset allocation.

Risk Profile
Moderate to high.

Investor Profile
Suitable for investors who prefer a regular income stream, stable investment returns and potential for medium to long-term capital appreciation. Also provides hassle-free switching strategy.

Investment Strategy and Approach
The Fund is invested in a diversified portfolio of Shariah-compliant securities, predominantly Malaysian equities, Islamic debt securities and short-term Islamic money market. The allocation of assets will be determined by market conditions.

Asset Allocation
The Asset Allocation of the Zurich Takaful Shariah Funds may vary depending on the Fund Manager’s outlook and in the event of unfavourable market conditions, which will be positioned to benefit from potential capital growth and preserving the unit holder’s investment returns.

Investment Objective
The Fund aims to provide capital growth over the medium to long-term investment horizon.

Risk Profile
High.

Investor Profile
Targeted for high-risk investors looking to invest in Shariah-compliant equities and equity-related assets with good growth and high return potential.

Investment Strategy and Approach
The Fund will focus on investments in diversified potfolio of Shariah-approved equities with high growth potential.

Asset Allocation
The Asset Allocation of the Zurich Takaful Shariah Funds may vary depending on the Fund Manager’s outlook and in the event of unfavourable market conditions, which will be positioned to benefit from potential capital growth and preserving the unit holder’s investment returns.

Investment Objective
The Fund aims to provide a stable income and potential capital appreciation over the medium to long-term investment horizon.

Risk Profile
Moderate to high.

Investor Profile
Suitable for investors with preference of regular income as well as higher-than-deposits returns generated from dividend-yielding Shariah-compliant equities and fixed income instruments.

Investment Strategy and Approach
The strategy is through investment in a balanced mix of Shariah-compliant portfolio including Shariah-compliant equities, Sukuk and other Islamic debt instruments and Shariah permissible deposits and money market instruments.

Asset Allocation
The Asset Allocation of the Zurich Takaful Shariah Funds may vary depending on the Fund Manager’s outlook and in the event of unfavourable market conditions, which will be positioned to benefit from potential capital growth and preserving the unit holder’s investment returns.

Investment Objective
The Fund aims to provide a stable level of income.

Risk Profile
Low to moderate.

Investor Profile
Designed for investors who seek consistent and stable income distribution from Shariah-compliant fixed-income instruments such as Sukuk.

Investment Strategy and Approach
The Fund will invest in a diversified portfolio of Shariah-approved Sukuk and short-term Islamic money market instruments, with small portion in Shariah-approved equities.

Asset Allocation
The Asset Allocation of the Zurich Takaful Shariah Funds may vary depending on the Fund Manager’s outlook and in the event of unfavourable market conditions, which will be positioned to benefit from potential capital growth and preserving the unit holder’s investment returns.

Investment Objective
The Fund aims to generate potential capital appreciation over the medium to long-term investment horizon given the flexibility of the asset allocation.

Risk Profile
Moderate to high.

Investor Profile
Suitable for investors who prefer a regular income stream, stable investment returns and potential for medium to long-term capital appreciation. Also provides hassle-free switching strategy.

Investment Strategy and Approach
The strategy is through the flexibility of the asset allocation of shariah-compliant equities, Sukuk and other Islamic debt instruments and Shariah permissible deposits and money market instruments.

Asset Allocation
The Asset Allocation of the Zurich Takaful Shariah Funds may vary depending on the Fund Manager’s outlook and in the event of unfavourable market conditions, which will be positioned to benefit from potential capital growth and preserving the unit holder’s investment returns.

Investment Objective
The Fund aims to provide capital growth over a longer term period by investing in an Exchanged Traded Funds (ETF) which tracks the investment results of the MSCI World Islamic Index (NIWO).

Risk Profile
High.

Investor Profile
Targeted for high-risk investors looking to invest in companies from developed countries which comply with the Shariah investment principle via an ETF.

Investment Strategy and Approach
The Fund is a ‘feeder’ fund that will invest its assets in the iShares MSCI World Islamic UCITS ETF (Target Fund) for exposure to a broad range of companies in developed countries and which comply with Shariah investment principles. The Target Fund is managed by BlackRock Asset Management Ireland.

Asset Allocation
The Asset Allocation of the Target Fund may vary depending on the Fund Manager’s outlook and in the event of unfavourable market conditions, will be positioned to benefit from potential capital growth and preserving the unit holder’s investment returns.

Investment Objective
The Fund aims to achieve consistent capital appreciation over the long term by primarily investing in Shariah-compliant securities with good growth prospects – companies with higher earnings growth than the market average.

Risk Profile
High.

Investor Profile
Targeted for investors who are seeking high capital appreciation from Shariah-compliant securities, have moderate to high risk tolerance and can withstand significant short-term volatilities and have medium to long-term investment horizon.

Investment Strategy and Approach
The Fund is a ‘feeder’ fund that will invest in Kenanga Shariah Growth Opportunities Fund. It is an Islamic equity growth fund which is actively managed based on both quantitative and qualitative disciplines. Its strategy is to invest in Shariah-compliant securities that are likely to yield higher earnings growth than the market average.

Asset Allocation
The Asset Allocation of the Target Fund may vary depending on the Fund Manager’s outlook and in the event of unfavourable market conditions, will be positioned to benefit from potential capital growth and preserving the unit holder’s investment returns.